Mac Church

Sterling Mortgage

Privacy Notice 2006

PRIVACY STATEMENT

Sterling Mortgage Corporation understands that your privacy is important. We want you to understand how we protect your privacy when we collect and use information about you. We do not intend to sell your personal information to third parties, and we will provide information about our customers only to the extent permitted by law.

INFORMATION WE COLLECT

We collect nonpublic personally identifiable information about you (“Information”) as follows:

Information We Obtain From You

Information you provide to us during the application process for your loan. This includes your name, address, phone number, social security number, driver’s license number, or date of birth.

Information About Transactions

Information about your transactions and experiences with us and others, such as your balance and payment history.

Information From Third Parties

Information we receive from consumer reporting agencies, such as consumer reports and credit scores, and from the references you provide on your application.

INFORMATION WE DISCLOSE

Except as described in this notice, we do not disclose Information about our customers or former customers to anyone except as permitted or required by law. Information about our former customers will be safeguarded to the same extent as Information about our current customers. Information about you which has been collected is maintained electronically and in your file. We use this Information to process your application and to service your loan. We may disclose information to those persons or organizations as necessary to perform transactions you request or authorize. We may also disclose to consumer reporting agencies information about your transactions and experiences with us, including your name, address and payment history, to the extent permitted by law.

CONFIDENTIALITY AND SECURITY

We maintain strict physical, electronic and procedural safeguards designed to protect your Information from unauthorized access by third parties. We restrict access to nonpublic personally identifiable information about you to our employees whom we have determined need to know that information to service your loan or to provide products or services to you.

FURTHER INFORMATION

If you have any questions about the confidentiality of your Information, please write to us at:

Sterling Mortgage Corporation

For more information:
Phone: 540-735-1150
Email

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