Mac Church

Sterling Mortgage

Refinancing

CASH OUT REFINANCE

Get cash out of your home's equity when you refinance your existing loan.

• FHA Cash out up to 95% LTV
• Take the dream vacation you've always wanted
• College tuition
• Home improvements
• Debt consolidation
• Pay off your car loan
• Purchase a boat
• Use for investments
• Put in a pool or spa

No matter what you use the cash for, you get to deduct the interest from your tax bill!

STREAMLINED REFINANCING

If you are in an FHA loan or a VA loan, you may be eligible to streamline your refinance WITHOUT an appraisal.
These are only available for loans in which you are refinancing for a lower rate (at least .5% lower) or switching form an FHA or VA ARM product into a 30-year fixed.
Minimal documentation is needed.

RATE/TERM REFINANCE

This is meant for borrowers who are NOT in a government loan and who simply want to refinance their current loan to a lower rate.
Maximum LTV is 90%.

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For more information:
Phone: 540-735-1150
Email

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